How we scale what works
Flexible Capital
Equity, debt, quasi-equity and blended finance, paired with technical assistance
Deep Impact Measurement
Integrated metrics that inform product design and distribution to maximize impact while building lasting companies
Experience & Network
A global network, put to work for every partner's growth
Capital that compounds resilience
Women and micro entrepreneurs face insurmountable odds against improving their lives. We invest in:
- 01Responsible credit to sustain and grow livelihoods
- 02Savings and investments to build assets
- 03Insurance to strengthen resilience
- 04Digital and financial capability and customer protection
- 05Digital financial infrastructure that delivers the benefits of technology to the last mile
Financial inclusion happens when the right products, capabilities, capital and infrastructure come together
Personalized financial services must be matched with capability enablers, structural enablers and last-mile access - creating a system that enables households to build income, assets and resilience.
India has built real system density. We invest to deepen every layer of it - together.
Increasing usage of personalized and digital financial services is the next frontier
India's progress in account ownership and digital financial infrastructure has laid the foundation to achieve financial inclusion.
For women aged 16–30, the constraints compound before the gender gap even starts
The Findex data above tracks adults broadly. Narrowed to this demographic, the gap runs deeper - and starts further back than access to a bank branch or a smartphone
are NEET - not in education, employment or training
are NEET, in the same demographics
Without independent income or a structured path towards it, formal financial products lack an anchor
78th National Sample Survey, MoSPI · 2020–21